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Does anyone have Aflac?


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#1 nikkiblue

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Posted 09 February 2013 - 03:28 AM

It's open enrollment this week.  I'm wondering if anyone has any experience with the company/policy.  

 



#2 seany

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Posted 09 February 2013 - 03:43 AM

I know the duck does and it is apparently helping to pay a lot of his bills while recovering from a broken beak... :D 

 

Strangehat would be a good person to ask about this. I'm sure he has the scoop on whether it is good value for the $...



#3 MeOmYo

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Posted 09 February 2013 - 11:52 AM

I have the accident insurance, or something like that.

#4 nancykind

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Posted 09 February 2013 - 02:21 PM

i have the 6 month plan and used it to the max this past spring/summer.   it made a huge difference to finances but it's one of those things you don't ever want to use - so you go into it pretty much hoping it's a waste of money!  :undecided:

 

but for me, since i'd only signed up a couple of months earlier it was very cost effective at that point!  :tongue1:   



#5 nikkiblue

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Posted 11 February 2013 - 01:01 AM

I was actually looking at the Cancer plan, Nancy... Im not sure what the 6 month plan is, but I'm going to read up on them. 



#6 nancykind

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Posted 11 February 2013 - 02:44 AM

length of coverage i chose, that's all



#7 nikkiblue

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Posted 11 February 2013 - 04:19 PM

oh i see.

It's really not too much a month... 



#8 sums

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Posted 11 February 2013 - 05:34 PM

i used to have their dental plan. which was awesome but i needed a lot of dental work and some things don't "kick in" for awhile. like i think i had to wait 6 months for fillings and a year for a crown. but after that, i could use $1500 a year. it covered pretty much half of crowns and fillings, the visits were practically free. saved me a bundle of money over the 3 or 4 years i had it.



#9 nikkiblue

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Posted 12 February 2013 - 02:39 PM

I have the option for the dental one too.  

 

The problem with my healthcare right now, is that the copayments are pretty high.. $50 for a specialist and I need a fereffal, so say I want to go to the podiatrist, it will cost me $30 for the Primary visit to get a referral, and then $50 for the specialist.  so it would cost me $80 just to go to the foot doctor.... so of course, I don't go... (not that anything is urgent thankfully)